01 — New York, New York, USA

TGNA Foresight Score: 94 · ▲ Ascending

Signs:

New York’s fintech ecosystem continues to capture one of the largest shares of venture capital in the United States, accounting for approximately 24% of national fintech funding in 2023. The city hosts more than 1,500 fintech startups and over 50 fintech unicorns, positioning it as the most developed financial technology ecosystem in the country. Beyond fintech, New York sustains over 130 unicorn companies across sectors. The broader financial and technology ecosystem is anchored by global capital markets infrastructure, including the New York Stock Exchange and NASDAQ.

Events:

JPMorgan Chase continues deploying AI across fraud detection, payments and risk infrastructure reflecting broader adoption of machine learning across financial institutions. New York also remains a central convening point for global fintech, where industry gatherings bring together capital, regulators, and operators to drive cross-border investment. At the same time, the New York State Department of Financial Services continues advancing digital asset regulation and crypto jurisdiction.

Trends:

Real-time payments are eating legacy systems alive. Retail goes instant, institutions follow fast. Embedded finance sneaks into every shopping cart and corporate workflow, turning commerce into invisible banking. Wall Street now races to put everything on blockchain rails.

Drivers:

New York lives where century-old Wall Street plumbing meets Ivy League brains and federal policy muscle. Global markets, the New York Fed and cutting-edge state regulation create a talent + capital + rules team that no startup hub or government program can ever replicate.

North America's financial operating system, Wall Street legacy compounding with fintech.

Federico Quinzaños

Founder The Grand North America