Emilia Rico

Rounding out the top 10, Monterrey serves as North America's cross-border financial bridge. Deeply integrated into the USMCA production corridor, the city leverages supply chain digitization to connect capital flows between the U.S. and Latin America.

Ranking #9, Guadalajara is a powerful hub translating deep engineering expertise into financial innovation. With over 110 active startups, the city leads in digitizing retail commerce through massive BNPL and payments volume.

Coming in at #8, Montreal is Canada's emerging AI-driven fintech powerhouse. Leveraging a globally recognized AI research ecosystem, the city is building sophisticated infrastructure for risk assessment and compliance across retail and institutional finance.